23 Best Cash Back Apps For 2022: Earn Cash Back Rewards Every Time

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Everyone loves to save money, extra rewards and discounts when it comes to the shopping. Cash back apps are changing the way consumer shops because you can get somewhere 5%-40% cash back rewards if you these cash back apps like RebatesMe, MaxRebates, TImes Club, Rakuten , Topcashback and many more. It is not a quick-rich scheme, but help you to minimize your cost and save money on your next shopping.

A lot of cash back apps exist, and signing up for each one to earn sign up bonus cash back can be worthwhile.

There are plenty of cash back apps out there and you can earn rewards in 3 ways:

  1. Sign Cash back apps and get sign up bonus
  2. Refer these cash back apps to earn referral bonus
  3. By doing online and in-store shopping.

It is also possible to earn cash back from gas stations and grocery stores through GetUpside and Checkout51. In order to provide the solution, we have presented the best cash back apps of 2022 that reward you for daily purchases. Let’s get started!

One of my uncle earned over $500 in a year through these cash back apps and gave me his suggestion to write about these apps. You can also check how he make $1000 fast in a month with side hustles.

23 Best Cash Back Apps For Everyday Buyers

The best cash back apps of 2022 we mentioned will give you cash back and the best return for sure, whether you are shopping online or in-store. Another great thing about these cash back apps is that if you use given promo codes to join, you will earn a sign-up bonus and referral rewards.

Cash back apps automate your shopping and financial journey and help you to cut down monthly expenses by giving you discounts, rebates, or points applied to future purchases.

Here are Today’s pick of best cash back apps on each criteria:-

  • Cash Back apps for online shopping – RebatesMe Cash back, MaxRebates.
  • Cash Back apps for investment- Acorns, M1 Finance.
  • Cash Back apps for college students – Upromise promotion, UNest.
  • Cash Back apps to scan receipts – Ibotta, Fetch Rewards.

1. RebatesMe

If you’re interested in getting a quick and easy way to earn cash back, then think about setting up an account with RebatesMe cash back. Make your shopping more rewarding with rebatesMe $30 Sign up bonus and a $30 referral bonus. You can shop on top brands and buy gift cards through RebatesMe. This is the best and most classy way to do shopping. 

RebatesMe sign up bonus

You can earn $100 fast by referring just 10 friends! So start Inviting your friends, family members, relatives, and even co-workers to set up their own free accounts as well. Share RebatesMe referrals for extra rewards and make recommendations for cash-back.

With RebatesMe, you’ll earn cash-back at over 4,000 stores when you shop online. Plus, you’ll also get access to exclusive coupons and discounts. RebatesMe referral code & cash-back page..

RebatesMe is offering a new member bonus of $45 cash back when you sign up through the Doctor of Credit referral link and earn at least $10 in cash back within 365 days of signing up. 

  • Cash back bonus: Earn up to 5% cash back on your daily shopping.
  • Sign up Reward: New members can earn a $30 Sign up bonus to open a new RebatesMe account and a $30 referral reward for every referral.
  • Eligibility criteria: To qualify for a $30 Sign Up Bonus, you must be a new member of RebatesMe through a referral link. You must also make purchases of more than $10 within 365 days of joining RebatesMe to activate your account.

Want to know more about RebatesMe? Read our full RebatesMe review.

2. Rakuten

Rakuten is a website where you can get money back when you shop online. It gives you cash back for shopping at over 3,500 stores. If you use Rakuten, you can get money back when you shop online. Also, you can get money back for things like flights, hotels, and car rentals.

Rakuten Sign up Bonus

Once you start earning money with Rakuten, you can get paid via check or Paypal every few months. What’s more, new members also get a $10 welcome bonus after spending their first $25 at a partner store within three months of opening an account.

And if you want to share the savings, love, you can also get a $25 referral bonus when your friends or family open an account and make their first purchase. Thanks to Rakuten, you could be getting deep discounts on your shopping with very little effort on your end.

  • Cash back bonus: Rakuten offer up to 40% cash back on top brands when you shop online via Rakuten store.
  • Rakuten SIgn Up Bonus: Rakuten sign up bonus reward is $40 for new users and there is referral program also available to earn $30 Rakuten referral bonus on every invitation.
  • Eligibility criteria: You will get $40 if you spend $30 within the first 90 days. In other words, you will get a free $30 worth of product if you spend $30 within the first 90 days.

Want to know more about Rakuten? Read our full Rakuten review.

3. TopCashback

TopCashback is a website that offers cashback on all the things you buy online. It is one of the best cashback websites out there. Whenever you shop online at any of your favorite stores using your TopCashback credit cards, you will get extra cashback on top of the money that you already save. It also offers 25% off coupons when you spend over a certain amount.

TopCashback bonus

Instead of paying people to make referrals, TopCashBack makes money from ads and sponsors. That means it can offer the best cash back deals on the web. It will even match offers if you find a better deal elsewhere. 

It’s free to set up an account with TopCashBack and start earning. You can head to the website and browse deals or download its browser extension or app to your phone.

Along with earning money back from TopCashBack’s more than 4,400 partner stores, you can also get $10 for each friend you refer (after they open an account and earn $10 payable cash back themselves).

Eligibility criteria: There is a website called TopCashback that gives you money back when you shop online. You can get $20 when you sign up. When you shop online, the website gives you money back. For example, if you buy something for $100, you will get $20 back. You can also get $35 for each friend that signs up through your link.

Claim $20 Sign-Up Bonus

Want to know more about Rakuten? Read our full review Click here!

4. Times Club

Times club app is a new app that lets you earn rewards for doing things you already do. You can get rewards for sending money to India or for getting free trials for premium memberships. If you invite your friends to join, you can earn $100 as a bonus. If you sign up for the app, you can earn $20. And if you link your bank account to the app, you will earn an extra $5.

Times Club promo Code

TimesClub is launching a new debit card. It is for Times Club members only. This card gives you cashback on the things you buy. When you use the card, you will get money back from the places you shop. 

You can use the money you get back from the card to buy more things from the places you shop. And you can use the card to pay for things online, in person, or over the phone. The card also gives you free access to TimesClub Pro, which means you will get a FREE lifetime of Times Club Pro membership!

Eligibility criteria: Download the Times Club Android app & use Promo Code: ZECKFE to get a $20 sign-up bonus with the special Fubo TV offer.

After you join, you can track your credit and debit card purchases and get cash rewards. For example, you can get 5% back at Patel Bros USA, 0.59% on Amazon India, 3% at Walmart, and 30% at Shemaroo.

Want to know more about TimesClub? Read our full Times Club review

5. Earny

Earny is a website that will help you save money by getting the price difference back for you when you buy something. It works with major stores and credit card companies to get you the money back.

Earny works with the credit card companies and stores to get you the money back when you buy something. It knows when the price of something you bought goes down and asks the store to refund you the difference in price.

Earny is a service that finds deals for you and saves you money when you shop online. Earny works before and after you shop to make sure you never pay more than you should for anything. You don’t have to look for deals or promo codes or search for the best price. Earny does that for you.

Eligibility criteria: Earny monitors store receipts from your email inbox (you must provide log-in credentials for the email address you wish earn to monitor). Earny searches for price drops on products you have purchased based on your shopping receipts. Earny will claim the difference in price when a price drop is detected. Your original payment method will be credited whenever Earny receives a refund.

Claim $15 Sign-Up Bonus

Want to know more about Earny? Read our full review Click here!

6. Upromise

Upromise is a cash back site that helps you pay for college and pay off student loans. You can get cash back when you shop at places like Walmart, Target, or Dell. You can also get cash back when you eat at places like Outback Steakhouse or Olive Garden. You can use your cash back to pay for college or to pay off your student loans. You can also get a check and deposit it into your bank account.

Upromise Cash back

As a free rewards program and a credit card with no annual fee, there are really no downsides to using Upromise. And it’s always great to earn rewards for the money that you’re already spending throughout the month.

If you want to use your Upromise cash back rewards to help pay for college, you can link your Upromise account to a 529 plan. If you do this, you will earn a $30.29 bonus. You can also choose to link a checking or savings account. 

If you do this, you will earn $5.29 for email verification and $25 for 529 account linking, but you can still earn the $5.29 email verification bonus if you only decide to link a checking or savings account.

Eligibility criteria: If you sign up for Upromise, you will get a bonus. The bonus is $10 for your first purchase. The bonus is $50 for your first purchase to a 529 college savings plan account. The bonus is $10 for your first purchase to a checking or savings account. The bonus is only available if you are a new member.

Want to know more about Upromise? Read our full Upromise review!

7. MyPoints

MyPoints is a free rewards program that allows you to earn points for every day internet activities. These points can be redeemed for gift cards to your favorite stores like Amazon, Walmart, Target, and more!

You also get perks like cash back on your online shopping, birthday discounts, and exclusive invitations to special MyPoints events. Getting started is easy, and you can even join using your social media account.

MyPoints, one of the most popular loyalty programs on the Internet, has announced a new Refer-A-Friend program that provides members with up to 3,500 bonus points! New members, who sign up through a Refer-A-Friend link, will get 1,750 bonus points after they make a purchase of $20 or more, while current members get 750 bonus points. MyPoints’ Refer-A-Friend program will be available for a very limited time only, so get your friends to sign up asap!

With this $10 bonus, you will earn 1,750 MyPoints! You can use those points to get products from the MyPoints Product Catalog. MyPoints has everything from gift cards to electronics to get the latest products before everyone else. You can even trade-in your points for cash (1,000 points = $1), so you can use them for your holiday shopping. 

Eligibility criteria:  To qualify for this MyPoints $10 Gift Card Promotion, you must join MyPoints and spend $20 or more with a qualified retail partner within your first 30 days of membership.

Claim a $20 Gift Card

Want to know more about MyPoints? Read our full review Click here!

8. Fetch Reward

FetchRewards is a service that allows you to earn rewards for purchases you already make. If you’re familiar with Swagbucks, it’s very similar, except for the fact that this site is much more limited when it comes to earning opportunities. You can primarily earn points by taking surveys and watching videos or playing games from their app.

Fetch Rewards Cash Back

The best cash back apps make it easy to redeem earnings, and Fetch is no different. Points can be redeemed for gift cards to popular retailers or charitable donations. There are also other redemption options, such as auctioning your points off for the chance to enter monthly sweepstakes. With only 3,000 points ($3) required for redemption of any type, it’s a favorite app for people who want an easy no, planning cash back rewards experience.

Grocery shopping is a necessary chore, and Fetch Rewards aims to make the shopping experience more pleasant. All you need to do is scan your receipts with Fetch Rewards wherever you go shopping. 

With great brands like Lipton, Knorr, Kraft, and many other well-known companies associated with Fetch Rewards’ competitions, you will actually find yourself saving when you shop! You don’t have to be interested in winning prizes either – the fact that they are giving away money means that they must have good deals going on with their partner brands which would make even more money for consumers!

Eligibility criteria: It’s easier to enter a referral code during the sign-up stage and create an account with FetchRewards and done! Now you have to take a snapshot of the receipt of the grocery store available in the FetchRewards to claim your cash back.

Want to know more about FetchRewards? Read our full Fetch Rewards review

9. Checkout 51

Checkout 51 is a cashback app. You get cashback on things you buy every day. Checkfree to join and easy to use. Download Checkout 51 and start saving money today. You can get cashback on groceries, household supplies, and more. It’s easy to get started. You just need to take a snapshot of your receipt and upload it. 

Chaechout51 Cash back bonus

Checkout 51 is a free app that gives you money back on your grocery shopping by scanning the receipts you take a picture of. Then you can see how much you’ve earned. You can redeem your cashback by gift cards, Paypal, or donate it to charity. 

Eligibility criteria: The bonus is $2 for your first receipt, $1 for each of your next three receipts, and $5 after uploading your first five receipts.

If you upload your receipts within 30 days of joining, you will get the bonus.

Want to know more about Checkout 51? Read our full Checkout51 review!

10. ShopKick

Shopkick is a shopping rewards app that you can download to your smartphone. It was founded in 2009. Shopkick allows you to earn points when you visit stores. These points are redeemable for gift cards.

Shopkick is a free app that gives you points for walking into stores, scanning products, and watching videos. You can use your points to get free stuff from stores like Target and Amazon.

Eligibility criteria: Downloading the Shopkick app will entitle readers to a bonus. Sign up for DollarSprout with the code $xxx and make a qualifying purchase to earn 1,250 kicks (valued at $5) within the first seven days. 

Claim $5 sign-up reward

Want to know more about ShopKick? Read our full review Click here!

11. Swagbucks

Swagbucks is a website where you can earn points called SB. You get SB points when you take surveys, watch videos, and shop online. You can use your SB points to get gift cards for stores like Amazon, Target, and PayPal.

Swagbucks cash back
Swagbucks online surveys

Swagbucks is a website that pays you money for doing things online. You can do things like shopping, watching videos, playing games, answering surveys, and more. Swagbucks is free to join, and you can get a $5 bonus when you sign up. You can also get cash back for paying with your SB points instead of cash. 

When you do these things, you earn “SwagBucks” which is the name of your earned points. You can then turn your Swag Bucks into real money. You can also get gift cards from Amazon, Target, and Starbucks.

Eligibility criteria: Sign up and claim a $10 sign-up bonus with SwagBucks. To qualify for your reward, download the extension and complete one survey.

Claim $10 Swagbucks sign-up reward

Want to know more about Swagbucks? Read our full Swagbucks review!

12. Dosh

Dosh is a cashback app. You can use it to earn money back from the things you buy. All you have to do is download the app, link it to your credit or debit card, and then shop at the places you already go. You’ll earn cashback on whatever you buy.

The app gives you cash back for spending at certain stores. You can get up to 40% cash back on a hotel reservation. You get the cash back in your Dosh wallet. You can use the money in your Dosh wallet to get cash back on your next purchase.

The simplified content is the same as the original content, but the words are simpler and easier to understand.

Dosh is an app that gives you cash back. When you shop at Target, Amazon, and Walmart, you can get some of your money back. You can also get cash back on things like your cell phone bill.

Eligibility criteria: to qualify for a $10 bonus, you have to link a credit card to your Dosh account (you won’t be charged!) Dosh will add $1, $5, and possibly a $10 credit bonus to your account!

Claim $10 sign-up reward

Want to know more about Dosh? Read our full review Click here!

13. Bitwalking

Bitwalking is a free app that you can download for your phone. It’s currently only available for Android devices. Bitwalking believes that no matter who you are or where you are, your step has the same value as everyone else.

When you sign-up for an account, you generate revenue each time you walk. You’re earning a passive income as long as your phone is on you. The app uses very minimal resources, so it shouldn’t affect your phone’s performance or battery life. All you have to do is install the app, sign-in and leave it running in the background.

Bitwalking is not a way to make money. Bitwalking is a fun way to earn extra money by walking. Bitwalking is not a job. You can’t make a living with Bitwalking. You can only earn a few dollars a month with Bitwalking. But it’s fun to try!

Eligibility criteria: to qualify for a $3 signup bonus you have to walk three miles with your smartphone. If you are a sportsperson, you can earn a lot from Bitwalking.

Claim $3 sign-up reward

Want to know more about Bitwalking? Read our full review Click here!

14. BeFrugal

Once you’re signed up, BeFrugal says you can earn up to 40% cash-back at more than 5,000 stores, including big retailers like Amazon, Target, and Walmart (more on the specific cash-back rates below).

BeFrugal Cash Back

If you buy something through a link on this site, I may earn a small commission at no cost to you. Click here for details.

Start a referral group to refer friends and family. BeFrugal offers a solid $10 referral bonus for each new member who joins using your link and earns $10 in cash-back.

Check Cashback Monitor to see the highest cash-back rate for a given store. We reviewed Cashback Monitor in detail and think it’s a great way to help ensure you’re getting the absolute best deal every time.

Eligibility criteria: You can get $10 just for signing up for BeFrugal. All you have to do is sign up and then shop online. You’ll get your $10 bonus after you’ve earned $10 in cash-back on the site (though it’s worth noting that it will show up in your account balance instantly).

Want to know more about BeFrugal? Read our full BeFrugal review!

15. Capital One Shopping

Capital One Shopping is a free app that can help you save money when you shop online. You can download it for free on your phone or tablet. You can earn rewards by shopping online or taking surveys or watching videos. Capital One Shopping has a bunch of ways you can earn rewards.

Capital One has a variety of CD terms. The shortest term is six months, and the longest one is five years. The interest rate is the same no matter how long the CD is. You don’t have to put in a lot of money to open a CD. There is no minimum deposit.

If you take the money out early, you will have to pay the penalty. The penalty is three months of interest for CDs with terms of one year or less. The penalty is six months of interest for CDs with over one year.

Eligibility criteria: Ensure that you enter the promotional code BONUS400 in the Promo Code box at the bottom of the page when opening your account. Within 75 days of opening your 360 Checking account, receive at least two direct deposits of $400.

Claim a $400 sign-up reward

Want to know more about Capital One Shopping? Read our full review Click here!

16. Drop

Drop is an app that lets you earn money back for everyday purchases. The app deals with restaurants and other businesses, and if you buy something from one of them, the app will give you points. You can also earn points by using Uber or other services like gift cards. You can also use the points to get money back on your credit card.

The Drop app is one of the few cash-back apps that Canadians and Americans can use to get money back when they shop. Drop is a free app that pays you. I have used this app, and I have gotten paid. So far, I have earned $25.00. I can withdraw this money, and I have already cashed out $15.00. There are plenty of other people that have gotten paid from this app. You can see their pictures on their Facebook page.

Eligibility criteria: When you sign up for the Drop app using a Drop invite link or enter a Drop invite code, you get a $5 cash bonus. Once you’ve downloaded Drop, you’ll link your credit and debit card accounts. Then, you’ll pick merchants from Drop’s list to earn ongoing points. You’ll earn Drop points for purchases you make with these merchants (in addition to credit card rewards points and other bonus points). 

Claim $5 cash bonus

Want to know more about Drop? Read our full review Click here!

17. Freebird

Here, Freebird offers the latest coupon codes, discounts, savings, and promotions! If you are a frequent Uber and Lyft customer, consider using Freebird to maximize the value of your ride purchases.

You simply link your credit card to Freebird. Then, you can book your ride through Uber or Lyft. Your ride will cost the same since Freebird gets its prices directly from Uber or Lyft. Afterward, you’ll get cash back as an added bonus.

Eligibility criteria: Download the Freebird App, open an account, visit “Promo Codes” under the Menu, and enter the following two codes: $xxx – $10 on the first two rides ($5 per ride). $xxx $20 on first 2 rides ($10 per ride). Then just tap the bonus in the Freebird app and complete a ride to redeem.

Claim $5 cash bonus

Want to know more about Freebird? Read our full review Click here!

18. Ibotta

Ibotta is a cash-back app that can save you money when you shop online or in a store. Ibotta partners with thousands of stores to give you cashback on your purchases. Ibotta is a cashback app that gives you money back on things you buy every day. It’s free to download, and you can get a $20 bonus when you redeem your first ten offers.

Ibotta Cash back

Within your first month, Ibotta will gift you an additional $50 if you refer five friends to sign up using your referral code. Using your PayPal or Venmo account, you can cash out or purchase a gift card as soon as you have $20 in your account. Ibotta is available in the App Store and on Google Play.

Eligibility criteria: You can get a $10 sign-up bonus to refer a friend to Ibotta. A new sign-up must be made with a device that is not linked to another Ibotta account in order to qualify for the bonus. You will get your bonus after 24 hours of making purchases.

Want to know more about Ibotta? Read our full Ibotta review!

19. Paribus Swagbucks

Paribus is an app you can use to get money back from places you shop. It will search for a lower price for the item you bought, and if it finds one, it will get you the difference. You can use it on Amazon and Walmart. It’s free to use, and you can get a bonus if you use my link. You don’t have to use the same email as your Swagbucks account to use it.

Swagbucks is giving you 1,200 SB for joining Paribus. That’s 1,200 SB for free! You get 100 SB for joining and an additional 100 SB when you allow Paribus to scan your email account. You get 600 SB when Paribus detects that you bought something online. You get 1,000 SB when Paribus detects that you bought something on Amazon.

Paribus is a company that will get you money back if a price drops on something you bought. Capital One, a bank, owns Paribus. You don’t need to use the same email as your Swagbucks account, and you could use a different one.

Eligibility criteria: Must sign up for Paribus to earn 200 SB. Send your shipping confirmations to the email address you used when you registered for Paribus. You must not have or previously have an account with Paribus under any other email address. To earn 100 SB, allow Paribus to scan your email account for shipping confirmations from eligible merchants.

Claim SB1200 cash bonus

Want to know more about Paribus? Read our full review Click here!

20. RetailMeNot

RetailMeNot is an app where you can get money back after you make a purchase. You can do this by signing up for a free account. Then you can browse through thousands of deals with its partner companies.

RetailMeNot is a cashback app. It’s a great app because it gives you money back for shopping online. One downside is that you have to wait 45 days after you buy something to get your money. Another downside is that you can only get your money back if you use Paypal. Other cashback apps let you use your cash to buy things on Amazon or get a gift card to your favorite store.

The Cash Back New User Bonus is a $5 bonus that you get when you earn cash back for the first time. You can use the $5 bonus to buy anything you want. You can buy anything from any store as long as it’s not from a RetailMeNot partner. You have to buy something with your RetailMeNot account first. 

Eligibility criteria: Once you buy something with your RetailMeNot account, the $5 bonus will appear in your RetailMeNot Wallet. This could take up to 45 days after buying something with your RetailMeNot account. To learn more about the Cash Back New User Bonus, check out the Cash Back New User Bonus Terms and Conditions.

Claim $5 cash bonus

Want to know more about RetailmeNot? Read our full review Click here!


These are some apps that you can use to get cash back on things you buy. These apps are easy to use, and you can get money back from them when you buy things from places like the grocery store.

Cash-back apps are about saving small amounts of money over a period of time, so you’ll probably want to find an app that you enjoy using, and that doesn’t require a lot of effort. These apps only give some money because they earn from affiliate businesses, but they are still worth considering as they add a penny amount of money to your wallet.

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Aryan Mishra
Aryan Mishra is an accomplished writer and contributor to ReferralOffer.com, specializing in topics related to personal finance, money-saving strategies, and online shopping. Aryan holds a Bachelor's degree in Economics from the University of Allahabad, where he developed a keen understanding of economic principles and consumer behavior.

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