One Finance Referral Code: Earn $20 Sign Up Bonus & $20 Referral Bonus

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One Finance is a new mobile banking app that offers 5% APY on your savings and gets you paid up to 2 days early without any monthly fee. And you can earn up to 5% cash back on selected brands and a $20 sign-up bonus.

This One finance referral code ” KFDFL” gives you a $20 bonus when you open a new account and spend $20 with your One debit card. You need to set up an account before you start earning. You can also sign up with a link, as the code will be applied.

You can even invite your friends to open a One Finance account and you both will get a $20 referral bonus. Just share your One referral link and ask your referral to sign up.

In this article, We will talk about the One Finance referral code and what are its terms, and how you can apply it.

What is the One Finance Referral Code?

One finance referral code is “KFDFL” which gives you a $20 referral bonus on sign up. Make sure to add a code to get your bonus and apply for a debit card.

  • One referral code – KFDFL
  • One Finance referral code – KFDFL
  • One Bank referral code – KFDFL

How To Use One Referral Code?

Here is the step-by-step process to apply the code:

  1. Download the One Finance app on your mobile.
  2. Enter your details like Name and email to create an account.
  3. While signing up, click on the “Apply Referral Code” Icon.
  4. Enter the code and press the apply button.
  5. Complete the sign up process and get your rewards.

What is One Finance?

One is a mobile banking service, not a bank. One offers all the banking features right on your mobile phone. With One you can earn cash back at selected stores and brands without any monthly or yearly fee. Plus, you can earn 5% APY on your savings and get paid up to days early with direct deposit.

One Finance bank

One Finance was launched in 2019 and all its banking services are provided by Costal Community Bank. One finance headquarters is located in the San Francisco Bay Area, West Coast, Western US.

One Referral Bonus: Get $20, Give $20

One has a referral program that pays you and your referral a $20 bonus. Invite your friends to the app and get a $20 referral bonus for each new friend. Your referral needs to make a qualifying purchase of $20 with his One card.

How To Get One Referral Code?

Users can get their One referral code or link just by signing in to their account on One App.

Here is the complete process of how to invite a friend on One Finance.

  1. Open the One App on your device.
  2. Log in to your account.
  3. Go to the “Invite a friend: section by tapping the profile icon.
  4. Copy your referral code and share it with friends and family.
  5. Once your friend joins and completes a qualifying purchase, you both will earn One referral bonus.

Make sure to read out the One refer a Friend program terms.

One Banking Features:

One bank gives all the insight into your savings and spending right through their app. Users can see and take advantage of One Finance features and offers to strengthen their finances.

One Finance Features
  • 5% APY on Saving: Get 5% APY on your savings with an eligible deposit on One app.
  • Cashback: Get 5% cash back on selected brands and 3% cash back on Walmart with One debit card.
  • Early Paycheck: Claim your paycheck up to 2 days early with direct deposit.
  • No Fee: Use the One Banking features without any monthly or hidden fee.


Overall, One is a great banking service if you are paying a monthly fee somewhere. Plus, its referral and cashback program makes it more lively. You get extra cashback and high APY on your savings. Plus, as a new member, you get a $20 referral bonus.

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Aryan Mishra
Aryan Mishra is an accomplished writer and contributor to, specializing in topics related to personal finance, money-saving strategies, and online shopping. Aryan holds a Bachelor's degree in Economics from the University of Allahabad, where he developed a keen understanding of economic principles and consumer behavior.