If you’re looking for a banking institute that fits all your needs in one place, then chime banking might be the perfect fit for you. Chime offers a zero-balance checking account and does not charge any monthly fees. Plus, you can benefit more from Chime referral program.
Chime refer a friend program is offering a $100 for every new user you invite on the platform using your Chime referral code. The referred person will also earn a $100 sign up bonus.
If you wish to join, use the latest Chime $100 referral link to sign up and earn a $100 Chime sign up bonus on your deposit of $200. Bonus is for only new Chime users who haven’t open any account on Chime bank in past.
Checkout the Banks with immediate sign up bonus to earn $1000 rewards
We have mentioned all the Chime bank promotions and steps to claim a Chime referral bonus.
What is Chime Bank?
Chime is a famous online banking fintech that makes it super easy to access all your banking services in a single place. Chime offers you secure Checking and Saving account with no monthly fees.

Like other banks, Chime does not require a credit check to open an account, and you can open a Zero balance account with Chime. Users can get paid up to two days early with direct deposit.
Many apps offer bonus similar to Chime, such as Oxygen bank, Cheese mobile bank, and Revolut.
Chime Sign up Bonus 2023: Earn $100 New User Bonus
Chime sign up bonus is $100 for new users who open an account with a referral link and receive a direct deposit of $200 or more within 45 days of account opening.

Chime bank’s welcome bonus always changes, so double-check before sign up.
How To Claim Chime Bank Sign Up Bonus?
- Click the above button to visit Chime bank sign up page.
- Enter your name, email, and verification ID to open an account.
- Click on have a referral code and enter Chime referral code.
- Once the account is verified, make a direct deposit of $200.
- You will receive a $100 Chime sign up bonus within 3-5 days.
Chime Referral Bonus: Give $100, Get $100
Chime has an active referral program that offers a $100 referral bonus for every new user who joins via your link. Share your Chime referral link with your friends and help them to open an account to earn a Chime referral bonus.
Invited persons will also earn a $100 Chime bank sign up bonus.
How To earn Chime Referral Bonus 2023?
- Open the Chime app or login your account into the browser.
- Click on Setting>My Account and tap on Invite a Friend.
- Copy your unique referral link or share it with your friends.
- You can also invite friends on Chime via message.
- Once your friend joins, you both receive a $100 Chime bank bonus.
Chime Bank Features
Chime is one of the most accessible banks out there and one I highly recommend for anyone new to getting bonus points on their account. Here are some key reasons why:
- Zero Balance Account: With Chime, you can open a zero-balance checking account, and you get 2.00% APY.
- Banking with no fees: Chime does not charge any fees, No Monthly fees, no maintenance fees, and no overdraft fees. It’s all free with Chime.
- Get Paid Early: Get your paycheck early with direct deposit. It gives you two more days to spend your money.
- High Yield Chime Savings Account: Make your money work faster with Chime bank savings account. You’ll enjoy an average APY of 2% above the national average, and there are no fees.
Is Chime bank legit?
Yes! Chime Is completely legit. It Is a Most Popular online fintech company, and deposits are FDIC insured up to $250,000. Chime protects your data and money by insuring your account through The Bancorp Bank, a federally insured company.
Conclusion
Chime is a completely free bank account bonus that’s perfect for beginners. Since Chime works with many different banks and offers no monthly fees, you can sign up for it and let it sit. Keep your Chime account open forever to refer people to the account later.
The Chime referral has a process that takes just minutes to complete. Once it’s all set up, you can earn your bonus with just a few minutes of work.