Are you looking for instant referral apps that pay a $100 referral bonus or more? Well, what if I tell you it’s a cinch now in 2022? For you, We have brought a catalog of the most legitimate programs that offer a $100 referral bonus. By referring to these apps, you can make up to $1000 per day.
This article has a categorized list of all the apps and sites that pays an instant $100 referral bonus in 2022. These programs include all the top-tier banks, cashback apps, investment apps, and survey programs that reward you with money for inviting people to their platforms.
Let’s dive into the article and learn how to claim a referral bonus and what other promotions are available.
Best Banks With $100 Referral Bonus
Here are the 5 best banks that allow you to make a $100 referral bonus in 2022.
1. Provident Bank
The first one on our list in the Provident Bank will grab your attention with its eye-catching button, ‘Refer a friend!’. Wondering what offer they have for you? You’ll get $25 for referring personal accounts and $50 for referring business accounts. And you are allowed to refer 20 people every year!

With Provident Bank, you can earn more than $100 in referral bonuses and a $25 welcome bonus available for new users.
- Referral bonus – $50 per referral
- Referral limit – 20
- Bonus Type – Cash Bonus
How to claim the $100 referral bonus?
Follow this step-by-step guide to invite a friend and claim your reward.
- Sign up with the Provident Bank.
- As soon as you get registered, they’ll allow you to spread the word on their behalf.
- Click on the ‘Refer a friend button and fill out the outline.
- Share the link with friends, family, and colleagues.
- As soon as they join the Provident Bank family, you’ll get a thank-you reward for inviting them.
2. UMB
Moving next is the UMB Bank. They have probably the most creative referral program on our list. They emphasize the power that the users’ network can bring to the platform. And thus, they believe the members should be rewarded for their contributions to expanding the UMB family. You get a $200 bonus for every person you refer.

- Referral bonus – $200 per referral
- Referral limit – Unlimeted
- Bonus Type – Cash Bonus
How to claim the $100 referral bonus?
We have broken the complete process into these simple steps for you to follow.
- Start by signing up and visiting their referral center.
- From the referral center, send the invitation request to your friends and family.
- It allows you to keep track of the progress of your referrals.
- To be eligible for the reward, the referral should not have any UMB account before this.
- You will get a $200 bonus, while your friend gets a $150 reward.
- Complete these minimum requirements and claim your bonus.
3. Axos Bank
Axos is another amazing bank offering generous rewards for spreading the word on its behalf. Whenever you invite someone to Essential Checking, Axos will give $20 referral to you and $20 welcome bonus to your friend as well. So, if you know someone who would love the idea of smart banking and a free $20, invite them away.

- Referral bonus – $20 per referral
- Referral limit – Unlimited
- Bonus Type – Cash Bonus
How to claim the $100 referral bonus?
Earn your $100 referral bonus by following this guide:
- Sign up with Axos if you don’t have an account yet.
- In case you already have an account, get your unique referral link and send them to all your friends and family.
- The more people you bring to the platform, the more you’ll get.
- As soon as your referral deposits funds to their Essential Checking account, you both will be rewarded.
Earn more with Axos bank promotion.
4. Chase Bank – $50 Referral Bonus
Chase is a division of JPMorgan Chase & Co. focused on the consumer and commercial side. It is probably one of the largest banks in America and is ranked as one of the Best National Banks. A larger name comes with a better referral offer. Chase Bank gives you $50 for each person you bring to the platform.
How to claim the $100 referral bonus?
- After signing up with the bank, start by filling out the form.
- They’ll provide you with a link to share. Send it to all your friends and colleagues.
- Whenever one of them opens a qualifying checking account using your referral link, you’ll be rewarded.
- You can make more than a $100 referral bonus as Chase bank allows you to invite 10 people every year!
- Your friend will also get a welcome bonus for signing up after completing the minimum requirements.
5. Varo Bank – $50 Referral Bonus
Varo is a banking platform making financial management more convenient and easier for you. It’s a completely online-based account that allows you access to all the services, including a checking account, savings account, debit card, and more.
How to claim the $100 referral bonus?
Here’s the complete process of getting started with Varo Bank claiming your bonus.
- Create an account with Varo bank and share your unique link with your friends to invite them to the platform.
- As soon as your friend signs up and spends at least $50, you’ll be able to earn a $50 referral bonus.
- Your friend should spend $50 within 30 days of signing up.
- Your friend will also get $50 as a welcome bonus.
Best Cashback Referral Bonus
The next category includes the top 5 cashback apps with a $100 referral bonus.
7. Earny
Earny is one of the most popular cash app apps that is designed to help users in making money through the journey of shopping. You can track anything that you want to purchase. It’s like personal assistance that helps you make the right choice when it comes to purchasing something. You can earn a $100 referral bonus with Earny by inviting people to join their app.
How to claim the $100 referral bonus?
Follow these steps to make 100 bucks as a referral bonus.
- Sign up with Earny by downloading the app or visiting their website.
- Get the unique link and share it with everyone you know.
- Whenever any one of them signs up using that link, you’ll be paid.
- With every person, you earn $5. You can invite more people to earn more.
- As soon as you have a minimum of $15 in your account, you’ll be able to cash out.
8. Rakuten
Rakuten is another amazing cashback app with an interesting strategy. Stores pay them a commission for bringing people to them, and Rakuten pays this commission back to the shoppers in the form of cashback. You’ll earn a $30 referral bonus for every person that joins using your link.
How to claim the $100 referral bonus?
Here’s a step-by-step guide to availing of Rakuten’s referral offer.
- Visit their official website and create your account.
- You’ll get $30 as a sign-up bonus.
- Now, click the refer-a-friend button to share the link with other people.
- When they join using your link, you’ll be paid another $40.
- Inviting more people, I’ll help you make $100 as a referral bonus.
9. Shopkick
Shopkick is a rewards program that gives cashback on shopping with different stores. There’s no downside to using this app, it’s free and makes money by referring you to other platforms. Their referral program is one of the most amazing ones. They’ll give you 250 kicks for each person you invite.
How to claim the $100 referral bonus?
Here’s how you can make referral money with Shopkick.
- Create an account with Shopkick and claim their welcome offer
- After getting registered, share your referral link with other people, including your friends and family.
- Whenever they sign up using your link, you’ll make an extra $1 and more if they keep using the app.
- That’s how you’ll be able to make a lot with Shopkick’s referral program.
10. FatCoupon
FatCoupon is a new cash back app that offers up to 10% cash back on your online purchases, and there are 1000+ stores available on FatCoupon to shop.
FatCOupon has a sign-up bonus of $15, which you can avail yourself if you haven’t already created an account. If you invite a friend and they join using your link, you’ll be able to make $10 every time. It’s simple. The more you invite, the more you earn.
How to claim the $100 referral bonus?
- Sign up if you don’t have an account yet.
- Login to your FatCoupon account if you already have one.
- Search for the refer a friend button.
- Share your referral code with friends and everyone you know.
- Once they sign up and use FatCoupon, you’ll get a 20% commission bonus.
11. RebatesMe
RebatesMe is one of the popular cashback platforms, and it offers an impressive sign-up program as well as a referral program. It’s another one of the platforms where you can earn up to $100 as a referral bonus. When you refer a friend to join the RebatesMe family, they’ll get a $5 reward as a welcome bonus, while you’ll be paid $10 for your contributions. So, it’s a win-win!
How to claim the $100 referral bonus?
Here’s how you can avail the opportunity and earn the bonus.
- After creating the account, you’ll be able to claim the sign-up bonus.
- Once you have won the signup bonus, you can earn a referral bonus as well.
- Access your special referral link and share it with your friends and family.
- Whenever someone signs up using that link, you’ll get $10.
- If you can bring three referrals through your link, you’ll get an $81 referral bonus.
Best Investment Apps Referral Bonus
For those of you who have an interest in finance and investment, here’s a list of the top 5 investment apps that offer a $100 referral bonus.
12. SoFi Money
SoFi Money is a platform offering cash management services. It’s available to all residents of the United States. It helps you save capital and expand your financial capabilities. SoFi Money also keeps 0.25% APY on all your balance when your monthly deposits are a minimum of $500.
How to claim the $100 referral bonus?
Let’s walk through the step-by-step guide to earning a SoFi referral bonus.
- First off, sign with the platform to get started.
- Use your referral link provided by SoFi to send an invitation to your friends and family.
- As soon as they sign up using your link, you’ll watch your earnings grow.
- They’ll need to deposit at least $10 in their SoFi Money fund account. This deposit should be made within 5 days of opening your account.
- You’ll get your award in less than 2 weeks after completing all the requirements.
Here’s what you earn as a referral bonus, depending on the type of product.
13. Fundrise
Fundrise is an app that is designed to simplify the complex procedures of real estate investments. They make it possible with their easy-to-use technologies. Fundrise referral offer allows you to earn up to a $100 referral bonus whenever someone joins the platform using your unique link or code.
How to claim the $100 referral bonus?
Follow these steps to get started and claim your bonus right away!
- Complete the signup process and fund your account.
- After funding your account, you can avail of the referral offer to earn up to a $100 referral bonus.
- Share the link and ask your friends to join the platform using your unique link.
- They need to deposit at least $10 in their accounts.
- You and your referrals will make between $25 and $100. It depends on which Fundrise account level you are on.
- You can make up to $900 using this referral offer in one calendar year!
14. Albert
Albert is a financial assisting and cash management platform that helps you manage your money efficiently. You can either do it yourself using the tool or hire an Albert Genius to do it for you. Albert helps you make smart financial decisions. In Albert’s referral program, you receive a $150 referral bonus in your savings account.
How to claim the $100 referral bonus?
Here’s how you can sign up and get started with Albert to claim a prize of more than a $100 referral bonus.
- Create an account if you’re not already a member of Albert.
- Share your unique referral link with friends and family.
- Your referral should complete at least a $200 direct within 30 days.
- Also, they should spend at least $100 using their cash card.
- After completing all the requirements, your bonus will appear in the Albert Cash account.
15. Acorns Invest
Acorns is an app-based platform that helps you build your wealth by investing your spare change. You can put these changes from your purchases in a separate account that is connected to your phone. Acorns will help you make the savings process easier and simpler. Acorns referral program will offer you to earn up to $350 for inviting friends.
How to claim the $100 referral bonus?
Here’s what you need to do to claim this huge referral bonus.
- First off, create an Acorns Invest.
- While the promotional period lasts, suggest two friends using your referral link.
- Make sure they make their first investment in time.
- When the promotional period has ended, your bonus will be deposited within two weeks.
16. Betterment
Betterment is an app that provides an alternative plan to hiring an advisor for investments. It’s lower in cost and gives better-automated advice. This will help you save money and make more in the investment business. You can also share this smart investing experience with your friends and earn this contribution. For every friend that signs up using your link, you get a month free of advice.
How to claim the $100 referral bonus?
Here’s everything you need to know to get free advice and money management service.
- Sign up and create your first Betterment account.
- Use your referral link to invite your friends to the platform.
- For each friend who puts in the funds, you get a month free. And with three friends, you get a free experience for one whole year.
- They’ll also manage your buddy’s $5000 investment balance free for a year.
Best Survey Referral Bonus
Lastly, we have a list of survey platforms that offer a $100 referral bonus.
17. Swagbucks
Swagbucks is a great way to earn extra bucks in your spare time. It offers multiple channels to make money, including answering surveys, shopping online, watching ads videos, and searching on the web. The members are also encouraged to invite friends to the platform and earn a referral bonus. It deals in points, so whenever you invite someone to Swagbucks, you both will earn some points, which you can later redeem as gift cards.
How to claim the $100 referral bonus?
Follow these steps to claim the referral bonus offered by Swagbucks.
- Sign up and share your unique referral link.
- Whenever they sign up, you will earn points which you can redeem later.
- Besides the point, you’ll also earn 10% of your referral’s earnings as long as the person is active on Swagbucks.
18. Survey Junkie
Unlike other platforms, Survey Junkie pays you in cash for filling out the surveys. It pays you between $0.50 to $25 per survey. Some of these surveys are quite easy and quick, while others might take a little time. It has an affiliate program that offers to pay you for referring others. The payment depends on your and your referral’s location and the device that you both are using.
How to claim the $100 referral bonus?
Here’s the complete roadmap for making a $100 referral bonus with Survey Junkie.
- Create a free account and access your referral link.
- Invite your friends and family to the platform.
- Once they sign up using your link, you’ll be able to earn free points redeemable for Amazon gift cards or cash out through PayPal.
19. PaidViewPoint
PaidViewPoint is another great Survey platform that offers new members a sign-up bonus as well as a referral bonus to invite other people to the site. It has one of the most lucrative referral programs of all survey sites. You can earn up to 25% of your referral’s earnings.
How to claim the $100 referral bonus?
Follow the step-by-step guide to claim the referral bonus.
- Create a new account by visiting their site.
- Share the link and invite friends.
- You can earn up to $25 for every person that enters using your link.
- The more people join using your link, the more you earn.
20. FreeCash
FreeCash is a new GPT platform that offers its users an opportunity to earn rewards by completing tasks such as viewing movies, downloading apps, or taking surveys online. It’s pretty easy to earn money with FreeCash. Their referral offer is worth a shot! You can earn $5 for each person that signs up using your referral link.
How to claim the $100 referral bonus?
Want to know how to earn the $100 referral bonus with FreeCash? Follow these steps.
- Create an account and become a part of the FreeCash opportunity.
- Click on the Rewards button on the top menu.
- Once they join and complete the 10 offers, both of you will earn a $5 bonus.
- There is no limit to this referral program, so you are free to invite as many people as you want. It has the potential to allow you to earn $100.
21. YSense
YSense is one of the most well-known survey sites. As of now, they are paying up to $0.30 for each person that joins using your link. It doesn’t end there. You’ll be able to earn 20% of your referral’s earnings. It might not sound like much, but if you put in the minimum effort, you’ll be able to earn a good chunk of extra money.
How to claim the $100 referral bonus?
Here’s how you can get started with YSense to avail of their referral offer.
- The first step is, of course, to create an account.
- Now, share the unique link with friends and family.
- Once they sign up using your link, you’ll watch your earnings grow.
- Once your referrals make their first $%, you’ll be paid an extra $2.
- The more active your referral is, the more you earn!
Final Words
Now you know all the top platforms where you can make a $100 referral bonus. So, if you want to make a huge chunk of extra money, go through the step-by-step guide mentioned in this article and get started!